Disclosing Overdraft Balances on ATMs
05/22/2006
Is a bank required to give advertising disclosures when notifying customers of available overdraft balances at ATMs?
Kirchman
How Have the New Changes in FDIC Insurance Affected Banks?
05/15/2006
How have the new changes in FDIC insurance affected banks?
A New Twist on the Right of Rescission
05/08/2006
Can a borrower rescind a loan after the loan has been satisfied and after the lender released its security interest in the borrower's home?
Do I have to give the credit score notice? -- Kirchman
03/07/2005
On residential loans our bank does not use a customer's credit score in the credit determination, however, the credit score is on the credit reports that we receive. Are we required to provide the customer the credit score notice required by the FACT Act?
Why Not Overdraft Privilege?
02/21/2005
Our bank is considering offering overdraft privilege to our customers.It appears that the regulatory agencies are really against this service. What is your opinion?
FACT Act and customer privacy: To disclose or not to disclose? -- Kirchman
02/21/2005
Our bank is getting ready to republish its privacy notice. We do share customer information with our affiliates for a marketing purpose. Even though the agencies have not yet published the regulations under the FACT Act regarding sharing customer information with an affiliate for a marketing purpose, should we address it in our privacy notice now?