Answer:
Answer by Randy Carey: If you are referring to the GFEs and early TILs, there are no signature requirements. If they are not signed when delivered, I'm not sure why you would have them signed at closing.
Investor requirements may differ from the regulatory requirements.
Answer:
Answer by David Dickinson: In fact, you can't get the GFE signed. There are no signature lines and you can't add them. The best thing to do is have a cover letter listing the disclosures mailed to the customer. Keep a copy of the letter demonstrating your process and showing when they were mailed.
First published on BankersOnline.com 10/3/11
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