Compliance often focuses on change; whether it is focused on a new regulation or deregulation, the constant in compliance is “change.” Still, we can’t ignore the current rules whether they’re two months or two decades old, because examiners continue
Major HMDA Changes are just a year away! There will be new Demographic Information collection forms, and you’ll be reporting different data in a different format, to a different agency, using a different method. Are you ready?
What have you missed in lending compliance this year? The answer is, you don’t know what you don’t know. We’re here to help you ensure you haven’t missed a critical update or compliance requirement.
Section 8 of RESPA prohibits unearned fees and kickbacks. Over the years HUD issued hundreds of enforcement actions involving Section 8. In 2011 authority for enforcing RESPA transferred from HUD to the Consumer Financial Protection Bureau.
January 1, 2017: That is the date that some of the HMDA rule changes will affect your process. Will your financial institution be ready? Will you have a revised process in place to begin gathering and testing data?
Consumers have rights under Regulation E when their accounts are hit with unauthorized EFTs. They also have rights under NACHA rules when those EFTs are ACH entries.
If you produce or review advertisements, you want to know what the different rules require and how to comply. Join us for a webinar that focuses on key compliance requirements to keep your institution’s ads compliant and avoid the UDAAP trap.
Whether you are taking a mobile home as a part of a loan workout or to help provide affordable housing in your market, there are many myths and truths about your compliance obligations and you need to know the difference.