SPGGC, LLP; Metabank; U.S. Bank, N.A. v. Kelly A. Ayotte
The U. S. Court of Appeals for the First Circuit upheld an opinion of the U.S.
Courtwatch
Watters v. Wachovia Bank, N.A.
The U.S. Supreme Court has upheld the OCC's regulation (12 C.F.R. 7.4006) preempting the applicability of state mortgage lending law to operating subsidiaries of national banks.
Fernando Tatis v. US Bancorp
The Sixth Circuit U.S. Court of Appeals affirmed a district court's summary judgment in favor of US Bancorp. A depositor had claimed that the bank had wrongfully paid several forged checks on his account.
Miller v. Bank of America, NT & SA
Bank of America did not act illegally when it accepted direct deposits of government benefits to overdrawn customer accounts.
Mitchell vs. Beneficial Loan & Thrift Company,
(United States Court of Appeals for the Eight Circuit)
Eddie Watt & Susan Watt v. GMAC Mortgage Corporation
Does RESPA forbid the charging of a fee to provide a payoff amount? The United States Court of Appeals for the Eighth Circuit says it does not.
BancInsure, Inc. v. Marshall Bank, N.A.
Coverage under your standard financial institution bond can protect you from various types of losses, including forged guarantees, but you have to do your part, too. That's a lesson Marshall Bank learned the hard way.
Hardy vs. Regions Mortgage, Inc.
Can a borrower bring suit under RESPA when escrow account disclosures are inaccurate?
Barrett vs. JP Morgan Chase Bank, N.A.,
(United States Court of Appeals for the Sixth Circuit)
Lippert v. Community Bank, Inc.
The U.S.