Echevarria v. Chicago Title & Trust Company
The U.S.
RESPA
Wagner v. EMC Mortgage Corporation
The Fifth District California Court of Appeal held that the Notice of Servicing Transfer Requirements of RESPA and Regulation X were violated when the notice was mailed to the address shown on the note and deed of trust and not to the current addr
Freeman et al. v. Quicken Loans, Inc.
Does Section 8(b) of RESPA (12 USC 2607(b)) prohibit a real estate settlement services provider from charging an unearned fee? The U.S. Supreme Court settled a division between the U.S.
Culpepper v. Irwin Mortgage Corporation
This update was provided by Howard Lax of Lipson, Neilson, Cole, Seltzer & Garin, P.C. Culpepper Case Nears an End - July 19, 2007
Eddie Watt & Susan Watt v. GMAC Mortgage Corporation
Does RESPA forbid the charging of a fee to provide a payoff amount? The United States Court of Appeals for the Eighth Circuit says it does not.
Hardy vs. Regions Mortgage, Inc.
Can a borrower bring suit under RESPA when escrow account disclosures are inaccurate?
Santiago et al v. GMAC Mortgage Group, Inc., et al
The Third District Court of Appeals found, in a decision filed August 4, 2005, that RESPA Section 8(b) provides consumers a cause of action for illegal markups, but not for overcharges, and provided definition for when a lender's markups may viola
Snow et al v. First American Title Insurance Company
Chenault et al. v. Mississippi Valley Title Insurance Company and Old Republic National Title Insurance Company (cases consolidated on appeal)
Hirsch v. BankAmerica Corporation
11th Circuit, April 23, 2003
Haug v. Bank of America, NA
On January 23, 2003, the 8th Circuit Court of Appeals rendered an opinion in a putative class action suit in which plaintiffs claimed that, "based on Defendant's nondisclosures, or false and misleading disclosures, they unknowingly paid charges fo