Latest Compliance - Calculators/Calculating Topics

Question: What is the difference between a co-applicant and a joint applicant? Are these different from a co-signer?

Examiners are finding violations of ?226.18(r), Truth in Lending's "required deposit disclosure." The required deposit disclosure is

For more than two years, banks have given intense attention to fair lending.

Preparing For The New C RA

Lenders are and have always been responsible for maintaining compliance with flood insurance requirements for the loans in their portfolio as well as for the loans which they originate.