Latest Compliance - Compliance/Compliance Management Topics

Under the new regulation, CRA officially recognizes that commercial lending can be a method of helping to meet the credit needs of low and moderate income communities.

What happens to compliance specialists? Is it just more compliance out there or is there something else? One former luminary of the compliance world has entered the ranks of the best sellers.

Question: Our HMDA LAR shows a drop in activity from last year. Will this be a concern in our next examination?

Question: Our HMDA reports show that we have improved our ratio of lending to minorities but the percentage of minorities that are borrowers is smaller than the percentage of minorities in o

Question: Our lending staff has been approached by a mortgage broker who would like to refer loan clients to the bank. He would charge the bank a fee for the referral.

A Commentary is a document which interprets and explains the regulation and law. But commentaries are not always clear and self-explanatory.

Credit scoring systems are becoming increasingly popular among lenders, particularly as lenders are pressured to make fair and consistent decisions.

The bank regulatory agencies have issued final rules on suspicious activity reporting. The rules take effect on April 1, 1996, and that's no joke!

The reports are coming in on some of the first compliance examinations under the new CRA regulation and examination procedures.

Expedited funds is getting high level attention. The U. S. Supreme Court has heard and ruled on an expedited funds case.