10/16/2022
Can we report a past due loan to the credit bureau when SCRA protections apply?
06/05/2022
If we price HELOCs based on the applicant's credit score and loan to value ratio, so some borrowers get a lower rate than other borrowers, can we disclose the lower rate in our advertisement, or do we need to disclose both rates? Do we also need to specify the criteria for receiving the lower rate?
05/29/2022
If we have a rate sheet that we give to real estate agents and our loan originators, but we know the true use will be for them to hand it to consumers or post it where consumers can readily access it, wouldn't we need to have the APR on it?
05/22/2022
We include the Equal Housing Lender logo in all our home loan ads. Are we also required to include the “Equal Opportunity Lender” logo?
05/08/2022
Is following the standard Regs, B, Z, DD and fair housing going to ensure advertising compliance?
05/08/2022
Should we handle fair banking like fair lending?
05/01/2022
What are some recommended elements of a fair banking program?
04/24/2022
Where does a fair banking program start?
04/17/2022
Is there a new Reg or enhanced Reg DD that is “fair banking?”
01/16/2022
We had a problem with debit card claims so we modified our deposit agreement. If they don’t cooperate in the claim process, we can deny it. Do you think this solves the problem?