Latest Compliance - Credit Report Topics

When RESPA violations occur, it is the bank that pays the price. Because of that, we tend to think of other settlement service providers as the problem.

The OCC may have been the first to speak out on this topic, but all bank regulatory agencies are now on the bandwagon.

From the perspective of banks and thrifts, the primary role of the Federal Trade commission has been as the interpretive authority for the Fair Credit Reporting Act.

Comptroller of the Currency Jerry Hawke addressed the Consumer Federation of America in December and, as his theme, identified how he thinks the new banking law will benefit consumers and advance t

Note: This list does not discuss the proposed changes to the regulation that are "housekeeping" types of changes without any intended change to the substance of the rule.

At a meeting of the Neighborhood Housing Services of New York, Comptroller of the Currency, John D. Hawke, Jr.

Question: Help!

Question: We are making a secured real estate loan to a trust. The trust owns the property that will secure the loan and several other assets.

OTS director Ellen Seidman is promoting OTS new policy on privacy.

Question: In wrapping up my 1998 goals, I noticed that the human resources department has not circulated the blanket request for permission to obtain an employee's credit report.