Most Popular Compliance Content
23A: Final Rule on Capital Stock and Surplus
06/01/1996
The FRB has adopted a definition of capital stock and surplus for 23A that is consistent with the definitions used in the FRB's Regulation O and the OCC's regulations for calculating limits on loan
CRA Ratings - Too High?
06/01/1996
Under the new regulation and examination procedures, small banks are earning high CRA ratings. For example, FDIC has completed 670 "new" CRA examinations in 1996.
Question & Answer
06/01/1996
Question: Our board is reviewing the new CRA regulation. Several directors have asked why the bank should strive for an "Outstanding" rating.
RESPA: Controlled Business Referrals
06/01/1996
HUD has released a new final rule on permissible referrals and required notices for controlled business arrangements.
ADA: Key Concepts for Risk Management
06/01/1996
The Americans with Disabilities Act (ADA) requires banks to make "reasonable accommodations" to disabled persons where doing so is "readily achievable." "Reasonable accommodation" means making adj