Most Popular Compliance Content
Just Who Is this Customer?
06/01/1996
You need to know who your customer is, and some of what the customer is up to, to ensure that your institution is not being used for illegal purposes.
Reschedule Your Exam?
06/01/1996
If your examination date is truly inconvenient, it's just possible that you could get the schedule changed. Contact your District Office or Regional Manager to discuss the problem.
Question & Answer
06/01/1996
Question: Our bank is located near an Indian Reservation but we have almost no contact with the tribe and almost no Native American customers.
High Cost Mortgages: Points And Fees Are More Than Finance Charge
06/01/1996
Editor's Note: Subsequent to the writing of the article below, Section 226.32 of Regulation Z was amended to change the test for what constitutes a "high cost mortgage".
23A: Final Rule on Capital Stock and Surplus
06/01/1996
The FRB has adopted a definition of capital stock and surplus for 23A that is consistent with the definitions used in the FRB's Regulation O and the OCC's regulations for calculating limits on loan