Most Popular Compliance Content
Question & Answer
04/01/1996
Question: Is it legal to have a policy of offering loan terms for existing customers that are more favorable than the terms offered for new customers?
The Latest in Fair Lending Investigations
04/01/1996
Fair lending enforcement techniques continue to evolve. Both the Department of Justice and the bank regulatory agencies are looking at new issues and legal theories.
Flood: How Much Will You Guarantee?
04/01/1996
Under the new flood hazard insurance rules, someone must guarantee the certification of the property supporting the loan.
Know Your What?
04/01/1996
While it is correct that there is not yet a regulation requiring that bank's have a Know Your Customer ("KYC") policy, many banks are reporting that their examiners are asking to review their KYC p
Question & Answer
04/01/1996
Question: Our bank has a customer who maintains several large accounts with us. He has asked for a rate on a CD that is .126% higher than our posted rate.