Most Popular Compliance Content
Question & Answer
01/01/1996
Question: What are acceptable ratios for loan applications from minorities and approvals to denials for minorities and non-minorities? Are there any standards?
The Regulation B Commentary Is Proposed
01/01/1996
The Federal Reserve Board has proposed an update to the Official Staff Commentary to Regulation B, Equal Credit Opportunity.
No Delay On CRA
01/01/1996
The word from the regulatory agencies is out, and it's final. There will be no delays in implementing the new CRA regulation and examination procedures.
Question & Answer
01/01/1996
Question: One of the reasons on our adverse action notice form is "Limited credit experience with this bank." Is this a valid reason to deny credit?
Question & Answer
11/01/1995
Question: Our bank is planning to offer a "debit" card. Is there anything we should be concerned about under ECOA?