Most Popular Compliance Content
UDAP vs. UDAAP
12/01/2024
Where does the CFPB’s authority come in when they determine something is “Abusive”?
Carte blanche to an Authorized Signer
11/24/2024
What are your thoughts on allowing customers to give an authorized signer access to their online banking and/or approving them to have a debit card? Would it make a difference if there is a form signed by the customer providing authroization and acceptance of liability for the transactions the signer conducts?
Can we bar debit card access at certain merchant
11/24/2024
If we feel that a debit card holder may be heading towards becoming a collections account due to excessive state lottery and state liquor store transactions on a daily basis, can we restrict the card from being used at those MCC transaction types?
Member FDIC on the WWW
11/24/2024
Is there an FDIC requirement that the "Member FDIC" logo be on all our pages and link to the FDIC website?
Audit checklist for bank as mortgage loan broker
11/17/2024
I am looking for a checklist that auditors would use when doing an audit on a brokered mortgage, specifically when the bank is acting as the broker. Can anyone give me a suggestion as towhere to find one? I have been searching the internet but have not really found anything that would help me with this.