Latest Compliance - IT Topics

Question: Given that Regulation B's signature requirements allow a lender to require the signature of a spouse to secure property pledged to support the commercial loan, could the bank requi

Question: When we consider applications for deposit accounts, we obtain reports from a check reporting system to determine whether there is any fraud or problem activity for that customer on

Question: Help! How do we explain the APR on an overdraft line of credit.

Question: We have a policy of providing overdraft protection but have done so on an informal basis. Now we are considering whether to use a formal agreement with customers.

Remember the days when we all called it "consumer compliance"? There was the Consumer Credit Protection Act and all those stories about consumers who needed help.

Dr.

By Stuart Lehr, Senior Vice President and Chief Compliance Officer, Union Bank of California. Until recently, Stu was Compliance manager for U.S. Bancorp.

Many of our financial institutions issue letters of credit.

Information privacy - information about the consumer - is one of the hottest growing areas in regulatory compliance.

The Year 2000 is bringing some potentially serious problems for anything based on, using, or run by a computer.