Most Popular Compliance Content
Home Inspection Invoice-Itemize on Estimate
03/19/2017
Should the bank itemize on the Loan Estimate a home inspection invoice that itemizes a termite inspection?
Credit Score Disclosure Exception Notice
03/19/2017
Our bank has a consumer line of credit product that is payable on demand with no set maturity date but there is an annual review. During the annual review, a credit report is pulled. We do not utilize risk-based pricing and have chosen to use the Credit Score Disclosure Exception Notice. Is this notice required in this case?
Changing TISA Booklet for Deposit Accts. (Reg DD)
03/12/2017
When changing the Truth in Savings booklet for deposit accounts, is there a dual disclosure requirement (the new and the old TISA) for new accounts opened within the 30 days from when the change in terms notice is mailed and the date of the actual change in terms? What regulation or guidance dictates the dual disclosure requirement? I don't see any reference within Reg DD.
What Documents can be Retained in Electronic Form
03/12/2017
What loan documents does a Michigan bank need to retain original copies while loan is active? What documents can be retained in electronic format?
Notice letter automation for flood zones
03/12/2017
How can we automate our notice letters for flood zone loans?