Most Popular Compliance Content
LE Date Change and E-Sign Act (Reg Z)
03/26/2017
We are using a document delivery system that results in the LE issued date changing to reflect the date it is received in relation to their e-consent. We are concerned this will make us vulnerable since the LE could potentially be dated over 3 business days from the application. We appealed to the company for clarification & they wrote that the date change is consistent with the e-sign Act. However, other electronic delivery systems do not change the issue date as Doc Magic does. We would appreciate your review & opinion.
Requirements for Physical Info on CC/DC
03/26/2017
I am wondering if there are any requirements of what needs to be printed on a physical credit or debit card. We currently have information about phone numbers and the fact that the card is the financial's property but I am wondering if any of this is required or if we are missing information.
Creating an electronic paper trail
03/19/2017
Is there a better way to show due diligence on missing documents?
Advertising Rates on CD/Savings Acct. (Reg DD)
03/19/2017
When advertising rates on CD's and savings accounts do you have to state the interest rate and the annual percentage yield or is the annual percentage yield sufficient to be in compliant with Reg DD?
Home Inspection Invoice-Itemize on Estimate
03/19/2017
Should the bank itemize on the Loan Estimate a home inspection invoice that itemizes a termite inspection?