Most Popular Compliance Content
State-Specific Disclosures: Residence State?
11/20/2016
Are state-specific disclosures (such as home equity or ARM, etc.) specific to the borrower's residence state or the state of the originating bank is? If a borrower crosses a state line to use a branch nearer their home or a borrower is buying a vacation home in another state and goes to a bank in that state, which state applies to the disclosures?
Enforcement of Section 8
11/20/2016
Wasn’t there a recent court decision that affects the CFPB’s ability to enforce Section 8?
Include DBA Information On CTR?
11/20/2016
A DBA account owner withdrew over $10,000. The account is under the owner's Social Security number. The tellers said the transaction was for personal use. Do we include the DBA information on the CTR?
Disclosing account balances
11/20/2016
May a financial institution disclose a single balance inclusive of overdraft protection funds (i.e. a line of credit or discretionary service amount)?
Past Appraisals Not Coming In At Value
11/20/2016
Can a listing agent refuse the appraiser due to past appraisals not coming in at value?