Latest Compliance - Mobile Homes Topics

RESPA: Land, Loans, & Mobile Homes

03/10/2003

If a customer owns the land that a single wide mobile home is located on, and the loan will be secured by both the "Land" and the mobile home, is this type of loan covered under RESPA and REG Z Section 226.19? What disclosures would be required?

Reg B Requirements: Appraisal Reports

09/02/2002

<a href="http://www.bankersonline.com/regs/202/202.html">Regulation B </a>requires a copy of the appraisal report be provided to every loan applicant when the proposed loan is to be secured by a one to four family unit residential structure and an appraisal of the security is made during the loan process. If the appraisal is an internal appraisal where the tax card value of the property is used to determine value, does the bank have the obligation to provide the customer a copy of the internal bank appraisal along with the tax card that was used to determine value?

Broker Arrangements, RESPA, & Mobile Homes

07/15/2002

We are looking into a relationship with a broker to finance mobile homes, what are the rules for compliance for these consumer transaction? Does RESPA apply?

Preventing Compliance Disasters with Flood Hazard Insurance

07/01/2001

A Torrent Of Flood Guidance

08/01/1997