Latest Compliance - Operations Topics

Question: I am concerned about how our bank will perform under the new CRA regulation. We are a small bank (less than $250 million).

October 1,1995 was to have been a big day in the world of criminal referrals and currency transaction reporting. Simplified forms and reporting procedures were to have taken effect that day.

Question: Our bank is planning to offer a "debit" card. Is there anything we should be concerned about under ECOA?

Question: What is the difference between a co-applicant and a joint applicant? Are these different from a co-signer?

by Brooke Blake