Latest Compliance - Real Estate Lending Topics

Question: What is the difference between a co-applicant and a joint applicant? Are these different from a co-signer?

Examiners are finding violations of ?226.18(r), Truth in Lending's "required deposit disclosure." The required deposit disclosure is

For more than two years, banks have given intense attention to fair lending.

by Brooke Blake

John Byrne, who is Senior Federal Counsel at the American Bankers Association and is on the Board of Advisors and a frequent author for BANKERS' HOTLINE, was honored by Department of the Treasury's