Vendor Guru Q&A - Compliance

Latest Compliance - Real Estate Lending Topics

Predatory Lending: Pre-empting Predators

10/01/2003

Federal regulators have some fancy tools and the Comptroller of the Currency plans to use his. The tool in question is federal preemption.

Regulation Burden Reduction Attempted

07/01/2003

It is now official.

RESPA: HUD Mobilizes RESPA Ideas

07/01/2002

HUD wants to simplify the real estate settlement process for consumers, augment the ability of consumers to shop for settlement services, and improve disclosures required by RESPA.

Finding the Regs

07/01/2002

I need a complete copy of what Reg H says, is there a Web site that will give me details of each regulation or some other place I can look?

Alligators in the Swamp

06/09/2002

By Howard A. Lax, Esq.
Lipson, Neilson, Cole, Seltzer & Garin, P.C.
Troy, MI

Are attorney's fees considered a finance charge under Reg Z?

02/04/2002

Are attorney's fees considered a finance charge under Reg Z?

FDIC Installs Case Managers

07/01/1997

To improve communications between banks and the agency, the FDIC is establishing a case manager system.

8 beneficial owners in 2024? Really?

06/18/2023

Can there be 8 beneficial owners in 2024?

Facebook and Drawings

06/18/2023

Can we advertise a drawing on social media only?

Legal counsel is a control person for BOI?

06/11/2023

Is the company’s staff legal counsel considered a control person for beneficial ownership?

We have a “spin the wheel” promotion. To spin, a customer must donate $1 that the bank donates to a charity. All the prize amounts on the wheel are more than $1 therefore all customers will get more than they donate. The amount won is then sent to the customer via our e-wallet app. We set a certain number of spins and it is done on a first-come-first-served basis.

Latest Compliance - Real Estate Lending Topics

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