Latest Compliance - Reg. DD Topics

Question: As part of our routine underwriting procedure for mortgage loans, we obtain reports from an information reporting service on the status of the title that will secure the property.

The Federal Reserve has published final rules on specialty mortgages: high cost mortgages and reverse annuity mortgages.

Question: I am concerned about how our bank will perform under the new CRA regulation. We are a small bank (less than $250 million).

With the issuance of the new Currency Transaction Form (CTR - Form 4789) it's time to take another look at what we're doing right-and, more importantly, what we're doing wrong in complying with the

Question: Our bank is planning to offer a "debit" card. Is there anything we should be concerned about under ECOA?