Most Popular Compliance Content
Fair Housing Fact
04/01/1998
In the past nine years, HUD and its partner agencies have resolved nearly 25,000 complaints and found 4,000 cases of real discrimination.
HMDA Data Use It
04/01/1998
There have been plenty of debates about whether HMDA data proves anything. The general consensus is that, while it may not prove much of anything, it can blow a lot of smoke and raise red flags.
Question & Answer
04/01/1998
Question: If we have a commercial customer that we believe may be violating the Fair Housing Act, is the bank also liable?
Is It Safe from Discrimination?
04/01/1998
Fundamentally, there are two things to do with a mortgage loan: keep it or sell it. Many banks keep "flexible" loans in their portfolio while selling more standard loans to the secondary market.
Appraising Appraisals For Fairness
04/01/1998
Looking for discrimination in appraisals is a front burner activity for fair lending advocates.