Most Popular Compliance Content
Escrows, more than dirt
10/08/2023
While auditing a mobile home loan I saw escrow statements. Isn’t this unnecessary since RESPA doesn’t apply when we don’t have real estate as our loan collateral?
Fraud using Visa Secure 3-D
10/01/2023
Our processor says we don’t have chargeback rights since a purchase was made using Visa Secure 3-D. Can we deny the claim since the cardholder’s password was used?
Kick off January 1, 2024?
09/24/2023
Is the beneficial ownership national registration set to commence on January 1, 2024?
Escrowing during Construction
09/24/2023
Can we collect property taxes during construction based on the completed value of the home?
Which regs actually requires employee annual train
09/24/2023
What topics or regulations are required yearly training for bank employees?