Latest Compliance - Waivers Topics

Responding to Nature's Hazards

03/01/2004

FDIC has again issued guidance on steps institutions may take to help rebuild areas affected by severe storms. FIL-57-2004. These issuances come out with predictable regularity after bad storms.

Compliance for Commercial Lenders

03/01/2004

We all know that the Achilles heel of the compliance program is commercial lending.

Reg Q and waivers of fees

11/17/2003

Does Reg Q or any other Reg forbid a bank from waiving monthly service charges which are imposed for failure to meet minimum balance requirements on interest bearing accounts?

Waiving Fees For Certain Business Customers

06/02/2003

Would it be discriminatory if we waived fees on some business customer (large depositors) and not allow waivers for other business customers (small depositors)? If this is allowed, do we need to establish a policy?

Under what circumstances can the Right of Rescission be waived when refinancing?

12/02/2002

Under what circumstances can the Right of Rescission be waived when refinancing?

Troublesome Lending and Marketing Practices

08/19/2002

Unfair and Deceptive Practices -- a new regulatory hot buttonby Mary Beth Guard, BOL Guru

High Cost Mortgages: The Commentary

05/01/1996

The Federal Reserve's published Commentary to the high cost mortgage rule contains clarification and no real surprises.

High Cost Mortgages: The Unsimplification of Truth in Lending

11/01/1995

The Federal Reserve has published final rules on specialty mortgages: high cost mortgages and reverse annuity mortgages.

Vendor Guru Q&A's - Compliance

Compliance tiers for Dodd-Frank Section 1071

Data privacy & Section 1071

Batch processing vs. transaction level processing for deposits automation

Section 1071

Exception management and better audits

Resolving credit and loan document exceptions

Proactive loan exception management

Tracking loan policy exceptions

Reasons for loan policy exceptions

Audits and document management

Bad data results in large fines!

12/15/2024

I heard there were three major HMDA CMPs, what caused them?

What you need to know about the changed closed-end reporting threshold

12/15/2024

My FI has never had HMDA issues before; why do I need this course?

How do I best conduct compliance research?

12/01/2024

What are the top 3 things to know for compliance research?

UDAP vs. UDAAP

12/01/2024

Where does the CFPB’s authority come in when they determine something is “Abusive”?

Can we bar debit card access at certain merchant

11/24/2024

If we feel that a debit card holder may be heading towards becoming a collections account due to excessive state lottery and state liquor store transactions on a daily basis, can we restrict the card from being used at those MCC transaction types?

Latest Compliance - Waivers Topics

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