Most Popular Compliance Content
The Great Debate: Credit or Public Records Data
03/24/2008
Should my bank use an identity verification solution based on credit data or public records data?
BSA Retention Policy & Loan Documents
03/24/2008
What loan documents does BSA affect in a retention policy? How long are these items supposed to be kept?
Deposit to Loan Ratio
03/24/2008
Is deposit to loan ratio regulated and if so, what agency regulates them?
Mortgage Credit- Requiring Deposit Account Prohibited
03/24/2008
Are there any regulatory restrictions prohibiting a bank from requiring a deposit account as a condition for extending mortgage credit? I'm aware of Reg Z 226.18(r) and can find no other reference, but one of our senior officers insists that he has recently seen some sort of regulatory restriction on this issue.
HMDA Reportable - Tax Saver
03/24/2008
Is a refinance of a tax saver loan HMDA reportable?