Latest Compliance Topics

Check Kiting, Float for Purposes of Profit

10/01/1994

By Kevin B. Kendrick, Supervisory Special Agent, Federal Bureau of Investigation

Maryland ATM Law- Headache Material!

09/01/1994

We managed to catch Ray Ellis, Vice President and Security Manager of First Union National Bank in Roanoke, VA at his desk this week.

New Certification For Business Lenders

09/01/1994

The Institute of Certified Bankers now has a program for the certification of individuals with at least seven years of banking experience and who provide credit and other financial services to smal

Goodbye, $3,000 Log!

08/01/1994

First Step of Regulatory Burden Relief Due Soon

Statistics, Facts & Such

06/01/1994

The FDIC has planned 10,949 examinations for compliance, trust, electronic data processing for 1994.

Focus For Examiners In 1994

03/01/1994

At a session titled 'The Board's Role In Compliance' at the Independent Bankers Association of America Conference in Orlando in February, banking attorney Martin Lowy said that financial institutio

Question & Answer

02/01/1994

Question: We're already subscribers to the BANKERS' HOTLINE and we got an ad through the mail addressed to the "Auditor" of our financial institution.

Same-day Settlement A Security Problem Too

01/01/1994

Security and compliance officers need to work together implementing the new Same-Day Settlement rule that went into effect on January 3, 1994.

OTS Shifts Emphasis

07/01/1993

The Office of Thrift Supervision (OTS) had 131 examiners in the U.S. who focus on compliance and 826 who check on safety and soundness issues.

Statistics, Facts & Such

04/01/1993

There were 11,081 community banks in existence at the end of 1992, compared with 11,552 in 1991.

Vendor Guru Q&A's - Compliance

Compliance tiers for Dodd-Frank Section 1071

Batch processing vs. transaction level processing for deposits automation

Exception management and better audits

Resolving credit and loan document exceptions

Proactive loan exception management

Tracking loan policy exceptions

Reasons for loan policy exceptions

Audits and document management

ROR Needed When Changing a Rate on Note?

04/28/2008

Do we need a right of rescission disclosure when we are just changing the rate on the note? We do have first on the property. The purpose of the loan was to reimburse the borrower for home construction costs paid out of pocket.

Identity Theft Technologies

04/28/2008

If identity theft is apparently on the decline, then why does the "buzz" continue?

SMB Loan Portfolios

04/21/2008

What steps can banks take to protect against losses in its small business loan portfolio?

Deposit Account Required for Loan Approval?

04/21/2008

If an applicant meets our lending guidelines (credit, debt ratio, etc.) can we as the lender require the applicant to establish a depository relationship with our bank before we approve the loan request (for a mortgage and/or consumer loan)?

Collecting GMI on Loans Not Reported on HMDA LAR

04/21/2008

We have chosen to not report HELOCs on the HMDA LAR, but we do collect GMI on all home loan applications. I cannot find in Reg C that we are prohibited from collecting the GMI data for loans not reported on the HMDA LAR. Is collecting this data on loan applicants against any regulation and if so, could you please site the regulation?

Latest Compliance Topics

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