Most Popular Compliance Content
HMDA -- Changes to Pricing Information Reporting
12/16/2008
Overview: Regulation C's reporting requirements are changing.
HMDA - Report as a Purchase or Refinance?
12/15/2008
We have a home construction loan with temporary financing that has now been refinanced by us into a mortgage. Is it reported as a purchase or refinance for HMDA?
RESPA - Rental House Refinance
12/15/2008
We financed the purchase of a rental house for 90 days and the customer has refinanced for additional six months. Does RESPA apply?
Flood Determination Date & ROR
12/15/2008
What date does the flood determination need to reflect? I had a loan that had a right to cancel and the flood wasn't pulled before the loan date, but was pulled before the rescission date. Is this acceptable?
Paying Tellers a Referral Fee - RESPA Violation?
12/15/2008
Can the bank pay a teller a referral fee when a first mortgage purchase or refinance closes without fear of a RESPA violation?