Not a good idea to discuss fees or facilitate the discussion of fees in this forum. There are anti-trust considerations. Example:
12 CFR §7.4002 National bank charges.
(b) Considerations. (1) All charges and fees should be arrived at by each bank on a competitive basis and not on the basis of any agreement, arrangement, undertaking, understanding, or discussion with other banks or their officers.
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Opinions are mine not my employer's, and should not be taken as legal advice.