Our mortgage company offers a home mortgage product that is only available in our LMI tracts. They are considering expanding the product availability to include those middle income areas identified and assisted by the NSP. Is there a way to receive CRA credit for these loans made in the middle income areas equal to the LMI areas? If yes, how could I go about ensuring it?

Here is a very good OCC newsletter on NSP programs and community development.

http://www.occ.treas.gov/Cdd/NSP_FS.pdf