I posted these questions yesterday in the General Forum, but have had no responses so I thought I would post it here to. Thank you for any input you can offer.

Is a Bank required to offer customers life insurance on overdraft protection or any consumer loan for that matter?

If the Insurance company goes out of business, can we tell our customers we no longer offer the product and give some type of notice and discontinue?

If we do not offer this, do the documents need to be different?