I am new to CRA and find that so many of our bank's loans are not the standard one-purpose, one income source loans. We have a lot of loans that require "sorting out". There are lots of sources for information, but does anyone know of a matrix that is available that addresses different situations, including when investments match the borrower's primary profession, to determine if loans are CRA reportable?

The CRA Guide to Data Collection from the FFIEC may help.

This CRA Loan Data Collection Grid from the Dallas FRB may help too.