The proposed clarifying amendments to Reg E would add to that the following:
An institution may not assess any overdraft fees or charges on the consumer’s account until the institution has sent the written confirmation. An institution complies with this requirement if it has adopted reasonable procedures designed to ensure that the written confirmation is sent before fees are charged.
There is no specific time frame, but until you send it, you cannot impose overdraft fees for card transactions subject to §205.17.