You don't need to have more than the one provider you used to get the estimate you're putting on the GFE. Some banks will list every title company in town but that means that all the title companies have to charge what you said they would or you pay the overage on the tolerance. Most of the lists I've seen say something to the effect of: 'you can choose from this list or any other approved provider you find. We're not recommending the provider by listing them here.' They're all short and sweet and less than a page long.