Do we have to have the following language somewhere in the Note for a Reg O loan that is a business puirpose loan to two individuals?

Pursuant to federal law, and notwithstanding any other provision of this Note/Credit Agreement, this extension of credit will become due and payable at the option of Lender at any time Borrower becomes indebted to any and all other banks in an aggregate amount greater than the amount the borrower would be permitted to borrow under the provision in the federal statutes governing loans to insiders.

We use Laser Pro and we know how to get it in there on a loan that is secured by RE (by selecting the Alternate Demand Feature button), but this is unsecured, so the TILA/RESPA screen does not appear on the typical screen flow.

You need it (or language like it) for loans to executive officers.