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#1450424 - 09/30/10 08:41 PM CIP and two forms of ID
Compliance Lover Offline
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Joined: Aug 2008
Posts: 555
Do most banks require the customer to provide two forms of ID or just a driver's license/gov't issued photo ID?

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#1450433 - 09/30/10 08:54 PM Re: CIP and two forms of ID Compliance Lover
GottaLuvIt Offline
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Joined: May 2009
Posts: 48
Our bank procedures require two forms of ID

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#1450445 - 09/30/10 09:08 PM Re: CIP and two forms of ID GottaLuvIt
Compliance Lover Offline
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Ok, thanks. I know that some really big banks apparently only require one but we've always required two.

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#1450501 - 10/01/10 10:48 AM Re: CIP and two forms of ID Compliance Lover
rlcarey Offline
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rlcarey
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Galveston, TX
One is fine if accompanied by a good form of non-documentary identification. Two - IMHO is overkill. Of course some people think that a credit card or social security card is primary ID also smile
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#1450513 - 10/01/10 12:23 PM Re: CIP and two forms of ID rlcarey
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
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And of course - whether 1 or 2, the info on the ID presented should match what you were told was the name and address.
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#1450583 - 10/01/10 02:08 PM Re: CIP and two forms of ID Kathleen O. Blanchard
Compliance Lover Offline
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Joined: Aug 2008
Posts: 555
Ok, thanks. I know Fincen "encourages" you to obtain more than a single document due to the availability of counterfeit documents so that's probably why many banks do ask for two.

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#1450703 - 10/01/10 04:26 PM Re: CIP and two forms of ID Compliance Lover
Lilly C Offline
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Lilly C
Joined: Dec 2004
Posts: 209
Sunny Florida
We (small community bank) require one (primary) and a secondary (can be and most of the time is a non documentary id)

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