A loan processor is moving outside our AA and they would like to give her a laptop and authority to originate mortgage loans in this new community a couple of counties away from our AA. At what point would this be considered a loan production facility? Should this be a part of our AA? What compliance concerns would you have? Thank you!

If its an LPO then the location does not have to be in your assessment area. Is this the persons personal residence? or is the bank actually opening an office for them to work out of.

If this person begins to generate loans that drops the number of loans the bank originates inside the AA to less than 50% then you need to look at changing the AA.