If you issued a HUD on a HELOC and it wasn't required but the HUD was wrong - don't you have to issue a new HUD? I know I have read this somewhere but can't find it in the regulations. Any help would be appreciated!

If it is not covered by the regulation, I think it is going to be hard to find guidance on what to do if you use a form that is not required. The biggest thing you have to worry about is UDAP or conflicting information with other documents that might muddle your loan contract.

Thanks for the information. I spoke to the officer and explained that due to the inaccurate information, the customer needed to be given a new HUD.