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#1658301 - 01/31/12 03:58 PM AAN's with credit score prior to 8/15/11
Many Hats Offline
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Joined: May 2008
Posts: 915
Orlando, FL
Is it a violation for the bank to have a credit score on the adverse action notice (if it was prior to 8/15/11)?

Example:

Below the "Disclosure of use of information" verbiage, it simply says: Your score is: ___ (there is no other accompanying information).

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#1658312 - 01/31/12 04:21 PM Re: AAN's with credit score prior to 8/15/11 Many Hats
rlcarey Online
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rlcarey
Joined: Jul 2001
Posts: 85,241
Galveston, TX
The FDA amendments were effective 7/21/11, if that is what you are asking.
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#1658314 - 01/31/12 04:12 PM Re: AAN's with credit score prior to 8/15/11 Many Hats
Many Hats Offline
Platinum Poster
Joined: May 2008
Posts: 915
Orlando, FL
Actually, I am looking at an AAN from March 2011 and there's a score on it.

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