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#174309 - 03/29/04 04:50 PM Elevation Certificate on FEMA Form 81-31
Tom Fridrich Offline
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Tom Fridrich
Joined: Apr 2003
Posts: 180
Omaha, NE
Does an elevation certificate on FEMA form 81-31 mean anything as far as requiring flood insurance goes? I have never seen an elevation certificate before-are they always on the FEMA form? I know having a elevation certificate doesn't get you out of requiring flood insurance, I just didn't know if this one on the FEMA form was any different.
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Lending Compliance
#174310 - 03/29/04 05:29 PM Re: Elevation Certificate on FEMA Form 81-31
Dan Persfull Offline
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Dan Persfull
Joined: Aug 2002
Posts: 47,886
Bloomington, IN
Tom, as for as I know this does not hold any more weight than any other elevation certificate.

The only way I know to avoid requiring the insurance is when a LOMA or LOMR has been issued.
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#174311 - 03/29/04 08:11 PM Re: Elevation Certificate on FEMA Form 81-31
SMQ, CRCM Offline
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SMQ, CRCM
Joined: Apr 2001
Posts: 4,828
Between the lines
The elevation certificate may help the owner in lowering his premiums, but the insurance is still required.
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