Do any other banks use the Credit Card Loan Act? We are receiving the following warning on commercial loans from our vendor. Have I missed something? Can we no longer use this because of Dodd Frank? Any help is appreciated!

Warning: FEDERAL PREEMPTION WARNING! You have chosen to use Federal preemption of state law.
Effective July 21, 2011, under the Dodd-Frank Wall Street Reform and Consumer Protection Act, Federal
preemption of state law is very limited. If you choose to preempt state law, you assume any and all liability
resulting from that choice.