Is there ever a situation where it would be okay for a flood determination to have the lender ID missing?

Only case I've experienced is when we're dealing with a prior acquired bank and discovered during a review the flood determination was missing. Upon calling the vendor (which we no longer had a relationship with) they forwarded us the flood search from when the loan was first originated and due to it being for a former bank no longer in existence the lender ID was blank. Hope this helps.

a few years back we ran into this problem, and quickly cited it on our reviews. Doesn't ever happen now!