If your bank is issuing an official check to close an account then issue it exactly the way the account is titled. Some examples:
Maxima Partners*
John Doe or Jane Doe*
Janie Doe, beneficiary UTMA, Frank Reed, Custodian
Mark Frinkle**
Jones Family Trust***
*Even if only one signer is closing the account
**Even if account is being closed under a POA or court order
***If the trust is being terminated, the fiduciary can write the checks to the beneficiaries
DO NOT MAKE OFFICIAL CHECKS PAYABLE TO INDIVIDUALS UNLESS THE INDIVIDUALS OWNED THE ACCOUNT.
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In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.