Do you get CRA credit for purchased mortgage loans as reported under HMDA if no income amount is included? (HMDA income is optional for purchased loans under HMDA and want to minimize data scrutiny by regulators if possible.)

They will count within the HMDA portion of the evaluation. For fair lending, no income on those loans doesn't help even if they were low/mod borrowers so you lose that aspect.

Agree with Kathleen. We always report the income on purchased loans, especially since a good percentage of the loans we are purchasing are LMI borrowers.