We are implementing that all deposit accounts have e-statements. For a fee we can provide paper statements. Upon new ccount opening the consumer will be given instructions on how to access online banking and enroll in e-statements. The 30 day advance notice will be sent to all current consumers with instructions to the online banking system. Is any other action needed to be made on our part? Do we have to verify all current affected consumers have gone thru the online process? Before stopping the paper?