If a bank wants to temporarily set up a table at a local business to open new accounts in an area where it plans to build a branch, it wouldn't be a 'temporary branch' if they took no money for a deposit, did not pay checks, or make loans, correct?

It would appear that you could do everything you normally do in a branch office, except take a deposit to fund the new account. The new account rep would follow all procedures/regulations they do when opening an acct at a branch except take the deposit. (get signature card, give Reg DD disclosures, etc)

As far as I understand it that is correct.The moment you take any type of payment, deposit or dispense cash then you are subject to different rules.

Thanks. There's not a lot of info out there. (or at least that I could find)

I agree with RockChucker. For more info, take a look at the FDIC rules relating to domestic branches found here: https://www.fdic.gov/regulations/laws/rules/1000-400.html#fdic1000sec.3o

Thanks Adam!

Specifically, look at the definition of domestic branch. Also, if you are a state chartered bank, you will need to review what activities constitute a branch under state laws.