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#2287132 - 07/28/23 11:38 PM FCRA AAN Deposit Account
New Day Offline
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Joined: Dec 2011
Posts: 141
Reading the CFPB exam module 3 for FCRA 12CFR1022.73(a)(1) 6. a statement directing consumers to the website of the CFPB to obtain more information about consumer reports. I'm wondering if the CFPB address should be on the adverse action notice for Chexystems? Therre isn't much there for chexsystems.

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#2287134 - 07/29/23 10:59 AM Re: FCRA AAN Deposit Account New Day
rlcarey Online
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rlcarey
Joined: Jul 2001
Posts: 85,082
Galveston, TX
I guess I am confused as to why 1022.73 would apply. Are you saying you use Chexsystems information to risk-base price consumer loans? 1022.73 is the risk-based pricing notice and not an adverse action notice.
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