I am in my final manual scrub and starting to second guess myself, and cannot find a clear answer. We are partially exempt, and that is where my latest confusion is...

Do I put Exempt on the entire LAR under the rate spread column or should my loans not made be NA?

Do I put 1111 on the entire LAR in the applicant and co-applicant columns for credit score or do I need to put 9999 if there is no co-applicant?

Do I put 1111 on the entire LAR in the reasons for denial column or do I need to put a 10 if the loan was originated?

Thanks!

If you qualify for the partial exemption, then you would put Exempt or 1111 on all lines being reported for the appropriate columns.