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#2294865 - 03/15/24 10:42 PM Prescreen Credit Criteria
stanner Offline
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Joined: Feb 2018
Posts: 3
Are Bank's allowed to request CRA's exclude credit files that contain initial/extended fraud alerts (or active duty alerts) from prescreen offer lists generated for them?

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#2294866 - 03/16/24 12:23 PM Re: Prescreen Credit Criteria stanner
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 84,650
Galveston, TX
Well, if there is an active-duty alert or extended fraud alert, that automatically opts them out of unsolicited offers, unless they specifically ask to not opt-out from pre-screened offers.
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